Banking, Investment & Demat โ€” Nefinex

Banking, Investing And Trading, Simplified.

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Savings, FDs, Mutual Funds And A Demat Account โ€” Opened The Right Way

From your first zero-balance savings account to a fully guided demat and trading setup, we connect you to verified banks and brokers with digital KYC and no unnecessary paperwork.

Our Services

Everything You Need, Under One Roof

Bank Accounts

Savings & Current

Open a zero-balance savings account or a business current account with complete digital KYC and instant access.

  • Zero-balance savings options
  • High interest digital accounts
  • Business current accounts
  • Doorstep KYC available
Open An Account

Fixed & Recurring Deposits

FD / RD

Lock in guaranteed returns with flexible tenures โ€” compared across banks and NBFCs for the best rate.

  • Flexible tenure, 7 days to 10 years
  • Senior citizen rate comparison
  • Auto-renewal & sweep-in options
  • Loan against FD available
Compare FD/RD Rates

Mutual Funds

SIP & Lumpsum

Start a SIP or invest lumpsum across equity, debt and hybrid funds, matched to your goals and risk appetite.

  • Goal-based fund recommendations
  • SIP starting from small monthly amounts
  • Direct plans, zero distribution markup
  • Portfolio tracking & rebalancing
Start A SIP

Digital Gold

Buy, Sell & Store

Buy 24K digital gold in small amounts, stored securely with insured vaults โ€” sell back or convert anytime.

  • Start with amounts as low as โ‚น10
  • 99.9% purity, insured storage
  • Sell back at live market rates
  • Convert to physical gold anytime
Buy Digital Gold

Demat & Trading Account

Stocks, F&O & IPOs

Open a demat and trading account with guided KYC to invest in stocks, ETFs, IPOs and derivatives โ€” all from one dashboard.

  • Same-day guided account opening
  • Equity, F&O, ETFs & IPO access
  • Research & advisory support
  • Mobile & web trading platforms
Open A Demat Account

Verified Banks & Brokers

Every bank, AMC and broker on our panel is vetted before onboarding โ€” your money only ever moves through regulated entities.

Fully Digital Onboarding

Aadhaar-based e-KYC means most accounts, from savings to demat, can be opened without visiting a branch.

One Advisor, Every Product

The same advisor helps with your account, your FD and your demat setup โ€” no re-explaining your details each time.

15,000+Live Accounts
โ‚น520Cr+In Customer Savings
5Product Categories
Same DayDigital Onboarding
Customer Stories

What Our Investors Say

"Opened my demat account with guided KYC in minutes. Started investing the very same week."

K
Kavita RaoDemat Account Holder

"My advisor helped me start an SIP that actually matches my goals, not just whatever fund had the best ad."

N
Naveen KumarMutual Fund Investor

"Switched my savings account to a zero-balance digital one in a single sitting. No branch visit needed."

D
Divya MenonSavings Account Holder
Common Questions

Banking & Investing FAQs

Yes โ€” most partner banks support Aadhaar-based video KYC, so your savings account can be opened and activated the same day without visiting a branch.

Yes โ€” all demat accounts are held with SEBI-registered depositories, and your holdings are recorded in your own name, separate from the broker's own funds.

Typically PAN, Aadhaar, a passport-size photograph and a cancelled cheque or bank statement โ€” your advisor will confirm the exact list for the product you choose.

Ready To Put Your Money To Work?

Tell us your goal โ€” savings, investing or trading โ€” and we'll set you up with the right account, free of cost.

Talk To An Advisor